CARM Bond Calculator

Free, no sign-in  ·  Formula and every constant read directly from CBSA Memorandum D17-5-2 (revised August 8, 2025)

Enter your biggest month of imports. This gives you both of the ways CBSA lets you post Release Prior to Payment security — the surety bond and the cash deposit — so you can take real numbers to your broker or surety.

Highest single month in the last 12 — or your planned biggest month.
Many food lines enter duty-free. Leave at 0 if unsure.

Duty $0  +  GST $0  =  security base $0 (D17-5-2 §7)

Surety bond
$5,000
50% of the base, minimum $5,000 per RM account (§7.1–7.2).
Cash deposit
$0
100% of the base, no minimum (§7.3).

What this is telling you

The base is your highest monthly balance owed to CBSA — duties and taxes, GST included, per import program (RM) account. A surety bond covers two dollars of debt for every dollar of face value, so you post half the base, never less than $5,000. A cash deposit is the full base with no floor. You may also mix the two to reach the total (§7.5), and either way the ceiling is $10 million per RM account (§7.4).

Which instrument suits you is a real decision with money on both sides — a recurring premium against your own capital sitting with CBSA — and it is yours to make with your broker or surety. This tool gives you the two numbers, not the answer.

No import history? You self-assess on your projections (§7.6): run this on your planned biggest month. Raising your security later needs no approval; lowering it needs CBSA's (§7.7). CBSA also reviews the requirement annually — the window runs October 20 to October 19, and you must be compliant by January 15 (§7.8).

The reasoning behind every number here is written out in full, with sections cited, in the RPP bond guide. New to CARM? Start with registering in the CARM Client Portal. Importing food? See how to import frozen food into Canada.

This calculator assumes one duty rate across the month. If your shipments span several HS codes, or you want duty and GST computed per line with each rate citing its CBSA source, that is what the TariffWise cost estimator does.

TariffWise is an educational planning tool, not a customs brokerage, surety, or law firm. This calculator applies the published D17-5-2 formula to the figures you enter — it is general information, not legal, customs, or financial advice, and it does not know your account's adjustments, interest, or other debts, which also count toward the base. Confirm your requirement with your customs broker, a licensed surety, or CBSA directly.

Sources